Business Opportunity

Unlock Your Golden Investment Journey: Where Wealth Meets Opportunity

“SRM India is a premier investment platform, empowering individuals with smart and rewarding gold investments for a prosperous future.”


Our Plans

Investment Plan

Discover the brilliance of our Investment Plan at SRM India. Choose between Secured with Gold or Secured Without Gold options, and set sail on a journey towards stable financial growth and security. With two distinct paths to prosperity, your golden future starts here.

Cash Plan

Unlock a glittering world of opportunities with our Cash Plan at SRM India. Earn through Direct Income, Team Income, Rewards, and Club Income while indulging in your love for gold jewelry. Your dreams are now within reach - buy jewelry, earn gold, and embrace the golden cash flow!

Borrow Plan

Let your aspirations shine with our Borrow Plan at SRM India. Experience the joy of gifting or adorning yourself with gold jewelry, even if you don't have the immediate funds. With just a 60% down payment, you can start your business, refer, and earn an assured Lifestyle Fund Income. Brighten your path with borrowed elegance.

Education Plan

Share the brilliance of SRM India's investment opportunities and reap the rewards. Join our Referral Plan and unlock a world of incentives as you refer others to our platform. Build a thriving network, harness the power of collective growth, and secure your financial future with us. Together, we soar to new heights of success.

About Us

           Welcome to SRM India – your gateway to prosperous investments in gold. As a prominent company under Peakway Wireless Engineering Pvt. Ltd., we are dedicated to revolutionizing the way you perceive and experience gold investment.

At SRM India, we understand that gold is more than just a precious metal; it holds the power to secure your dreams and aspirations. Our passion lies in offering you a seamless and rewarding investment experience, with carefully tailored plans to suit your financial goals.

Backed by a team of experts, we are committed to providing transparent, reliable, and value-driven investment solutions. Join us on this glittering journey, where every step is paved with possibilities and every decision leads to a brighter tomorrow. Invest with SRM India and embrace the gold standard of financial success.

Our Team

SRM India

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Frequently Asked Questions

You can purchase gold at Live Gold rates. Buy & Sell prices are quoted based on real-time wholesale prices in the spot market. These are shown on our platform and are updated on real time basis considering the fluctuation in gold rates.

The current GST rates applicable on gold purchase is 3%

The live rate at which you choose to buy will be valid for 4 minutes 30 seconds from the time you click on the option to buy. In case the transaction is not completed within the stipulated time, you will be redirected to the new updated price at which you can restart the transaction.

  • No fixed amount of investment
  • No fixed tenure
  • Flexibility in payments
  • Ongoing account/ lifetime validity of account
  • Benefit of Price averaging
  • Zero storage hassles
  • High liquidity
  • Easy access via App/Website
  • Redemption in Swarnavarsham jewellery (916 purity) and coins (999 purity)
  • Can be easily sold

Following options are accepted modes of payment

  • Cash 
  • Net banking
  • Debit/Credit card
  • UPI

Buy & Sell prices are quoted based on real-time wholesale prices in the spot market. These are shown on our platform and are updated on real time basis considering the fluctuation in gold rates

You can view your gold balance under My Orders. The value of the holding will be visible as per the current sell price

You can check your returns in your gold holding statement. Returns are calculated by comparing the current value of the gold in the account to the weighted average cost at which is purchased

The gold equivalent to the value of your money less GST is credited in your account instantly once your payment is completed.

No, you can sell your gold only after 24 hours from the time of purchase. Sale by the customer shall be based on the sell rate of the Gold as displayed on the digital gold website and app. (24 hours does not include Sundays and Holidays)

No, there is no limit specified in terms of buying gold. If the purchase amount is 2 lakh or above, the customer is required to declare his/her PAN details.

The gold in your account will be 999 pure.

If you choose to redeem your gold in Swarnavarsham jewellery, then the 999 pure gold will be converted to 916 purity jewellery.

For Swarnavarsham coins there will not be any conversion issue since the coin offered is of 999 purity.

We ensure the authenticity of the account details submitted by the customer via penny drop activity, by which we check the account by crediting Re 1 in the account. On successful confirmation, the sale proceeds will be getting transferred. Funds will be transferred only to the eSwarna account holders bank a/c. (where names mentioned in the Photo ID and Bank a/c must match)

You need to have minimum .5gm gold in your account to redeem in coins/jewellery

A gold ETF is an Exchange Traded Fund that aims to track the domestic physical gold price. They are passive investment instruments that are based on gold prices and invest in gold bullion. Gold funds are a type of mutual funds that directly or indirectly invest in gold reserves. Investments are usually made on stocks of gold producing and distributing syndicates, physical gold, and on stocks of mining companies. Sovereign Gold Bonds are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. Investors are assured of the market value of gold at the time of maturity and periodical interest. The Bonds bear interest at the rate of 2.50 per cent (fixed rate) per annum on the amount of initial investment. Interest will be credited semi-annually to the bank account of the investor and the last interest will be payable on maturity along with the principal.

Yes, you may check the status of the product redeemed by you

Certifying auditor ensures that the interest of our customers is protected and whatever gold the customer is buying is securely stored in safe vault with custodian. We have appointed Vaidya Consultancy Pvt Ltd as our Certifying auditor. Vaidya Consultancy Pvt Ltd ensures that all purchases of gold by customers on the platform are backed up by physical gold bars/coins in the secure vault maintained by the custodian. Periodic Certificates are uploaded on the eSwarna platform to confirm the presence of gold against customer purchases.